Mechanical Failure Service Contract

Don’t Let a Major Repair Derail Your Client’s Budget

Mechanical Failure Service Contract for Automobiles

James Allen Insurance is pleased to offer a mechanical failure service contract designed to provide practical, reliable protection for your clients who own used or high-mileage vehicles. This product is administered through ChoiceAuto, a reputable partner with a long history in the automotive service contract industry, and is made available exclusively through trusted agencies.

This offering allows you to provide a valuable solution for clients who may face unexpected and costly mechanical failures.

What the Coverage Includes

The service contract focuses on the most significant and expensive components of a vehicle. Covered items include:

  • Engine

  • Transmission

  • Drivetrain

  • Air conditioning

This approach ensures clients receive protection where it matters most and where repair costs can cause substantial financial strain.

The program is available for any make or model up to 250,000 miles, making it accessible for a wide range of vehicle owners.

How the Program Works

Simple Subscription Structure

The contract is structured as a subscription, with payments drafted every two weeks. Clients may discontinue the coverage at their discretion. There are no long-term commitments, upfront lump-sum payments, or financing arrangements.

Straightforward Enrollment

Agents can direct clients to the designated enrollment form, where they will enter their vehicle information and authorize payment securely. Once completed, the first draft occurs five days after enrollment.

Claims Support for Clients

When a mechanical failure occurs, the administrator reviews repair estimates through experienced technicians. This ensures parts and labor are reasonable and appropriate, protecting clients from inflated or unnecessary charges.

Ideal Candidates for This Coverage

This mechanical failure service contract is well-suited for:

  • Vehicles older than three years
  • Vehicles with more than thirty-six thousand miles
  • High-mileage drivers
  • Clients who plan to keep their vehicles for an extended period
  • Small businesses with vehicles essential to daily operations

This product is not intended for brand-new vehicles still under manufacturer warranty.

Enroll Your Client Today

If you have a client who would benefit from this protection, you may submit their information directly through the enrollment form below by clicking the button. Once the form is submitted, coverage will begin based on the initial draft, and your client will receive the full program details.